Optimum Insurance Co Inc

Optimum is the most optimal company I've ever dealt with
Feb 10th, 2022

Aug 24th, 2021

Dec 7th, 2020

Terrible customer service. High rates.
Aug 27th, 2020

Absolute worst company to deal with. Had a flood in main floor bathroom approx 2 years ago. They came and "fixed" the damage but did NOT remove the flooring at all. The flood went down into my basement and was quite substantial. How can you possibly not think to even check the subflooring for water damage??? Well guess what, 2 years later I discovered black mold. Not just a little bit of of black mold, the entire sub flooring. Now they refuse to come back and do anything about the issue because there is a 2 year window apparently. Meanwhile my son and I are just in here breathing black mold. I'm doing the repairs myself now because I can't afford anyone else to do it. I'm sure the lawsuit will be pretty substantial when we end up getting sick from the mold though. Don't choose this insurance company unless you want to deal with headache after headache and them trying to save a buck through every possible technicality they can come up with.
Dec 13th, 2021